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InvestmentMarkets is an investment platform for self-directed, independent investors looking to find, compare, and select, their next investment opportunity.

We provide these investors with a broad range of investment opportunities to select from. Investors can search, review, compare and select their next investment opportunity and contact the listee directly, without having to search the web, pay for an adviser, or any other middleman. Access is free and InvestmentMarkets does not charge the investor for this service.

We list any investments that can be categorised as a “security’, which broadly includes any fungible, negotiable financial instrument/interests in things (e.g. shares/units) that holds some type of monetary value, which represents an ownership position or a creditor relationship, or rights to ownership.

We cover investments in the following areas: Cash/Money Markets, Fixed Income, Australian and International Equities, Property (Listed/Unlisted) as well as a broad range of Alternative Investments. You will not be able to find Real estate, Business, or Physical assets whole (or non-unitised) form. However, you will find them in their utilised or securitised form (e.g. shares, units, rights etc).

InvestmentMarkets operates by charging a listing and advertising fees to the listees (product issuers) to promote their listings (products) on the site. InvestmentMarkets does not receive fees from investors who select products listed on the site.

InvestmentMarkets is suitable for self-directed and independent i.e unadvised or partially advised investors looking for their next investment opportunity, and who would like to inform themselves about what is available.

InvestmentMarkets provides no endorsement for any investment listed on the site.

Investment Markets does not endorse any listee or their investments listed on the site. It does not vet any of the listees or their investments or verify whether any statements made in relation to any of the listees or their investments are true. We do not substantiate or form a view as the probability of success or the veracity of any claims made in any marketing material or PDS (product disclosure statement) about a product and listed on the site.

We strongly recommend that any investor who expresses interest in any product shown on the site, first carry out appropriate and prudent due diligence on the product before they invest. That may involve obtaining independent professional financial advice. You should also determine that it is entirely suitable for your personal financial needs and objectives.

InvestmentMarkets does not provide advice or make product recommendations. Investors need to conduct appropriate due diligence before making any investment decisions and take into consideration their individual financial needs and objectives.

InvestmentMarkets does not conduct research or due diligence on listings featured on the site.

InvestmentMarkets does not make a judgement on behalf of the investors as to which investments are likely to be the most successful. Rather, we strive to showcase the whole universe of investments and let investors do their own due diligence before they make an informed and sensible decision suitable to their particular investment needs.

InvestmentMarkets receive from listees relevant information on their listing with a request to promote it on our site. InvestmentMarkets does not carry out an ASIC search or verify that the information and documentation provided meets the Corporations Law or other ASIC requirements or that there is any statement within the advertisement that is not true. Listees will be asked to sign a declaration to the general effect that the advertised listing is appropriate, legally compliant and does not contain any defamatory material and is correctly categorised.

All product issuers will have their own processes for following up on enquiries. InvestmentMarkets can make no guarantees regarding response times from our listees.

Whilst InvestmentMarkets does not get involved in the communication between listees and investors, you can provide feedback to us via enquiries@investmentmarkets.com.au so that we can conduct necessary enquiry and analysis to improve our service for you.

Retail investors must be provided with certain specific documentation as a matter of law. Retail investors also have access to external dispute resolution schemes, while wholesale investors generally do not. Retail investors are afforded all the consumer protections contained in the Future of Financial Advice (FOFA) reforms. Wholesale investors can access a wider and more complex range of investments and products, which may have an enhanced risk profile.

Wholesale investors are considered to be better informed and more financially astute than retail investors, and to have relevant experience in investing. Accordingly, it is argued wholesale investors do not require all the consumer protections that apply to retail investors.

Although wholesale investors do not have the same protections as a retail investor under the Corporations Act 2001 (Cth) (Act), general law duties still apply so that all investors (including wholesale investors) are owed certain fiduciary duties.

The basic proposition in the Corporations Act 2001 (Cth) (“the Act”) is that all investors (or potential investors) are retail, unless an exemption applies (as set out below). Therefore, a “retail” investor includes anyone who does not come within the definition of a “wholesale” investor for the purposes of providing a financial product or financial service under certain provisions.

InvestmentMarkets provides no preference or endorsement for any investments listed on the site.

There are several ways in which an investor can be exempt from being classified as a retail investor and is therefore a “wholesale investor”. A general summary is set out below.

1. Price/value test
   A person or entity invests where the entry price is $500,000 or more.
2. Net assets/income test
   A person or entity has obtained an accountant's certificate from a qualified accountant stating that the client: has net assets of at least $2.5 million, or has a gross income for each of the last two financial years of at least $250,000. Once a certificate has been obtained, it is valid for a period of two years.
3. Professional investor test
   Section 9 and 761G(7)(d) of the Act defines a professional investor, which includes (amongst other things):
   financial services licensees bodies regulated by APRA
   superannuation funds, and a person or entity who controls gross assets of at least $10 million (including any amount held by an associate or under a trust that the person manages).
4. Small scale offering (SSO)
   The small scale offering exception (known as the “The 20/12 rule”) is contained in section 708(1) of the Act. It provides that a regulated disclosure document is not required if a person makes a personal offer of securities that results in securities being issued or transferred to 20 or fewer persons with no more than $2 million being raised in any rolling 12 month period.

Small Scale Offerings (SSO) are personal offers which result in the issue or sale of certain financial products (such as shares or interests in managed investment schemes) to no more than 20 investors and raise no more than $2 million in any rolling 12-month period. Under the Corporations Act, SSOs do not require a Product Disclosure Statement to be provided and we are not permitted to provide you with any information about SSO unless you have first indicated your interest in offers of this kind to us.