Our investment platform is a contemporary administration solution built to help you create portfolios that lead your business into the future.
Investment Management Accounts (IMAs) and Separately Managed Accounts (SMAs) are two investment vehicles that offer customised portfolio management services to investors.
Both are designed to provide professional asset management while allowing for personalized investment strategies, catering to individual risk tolerances and financial goals.
Investment Management Accounts (IMAs) are professional investment accounts managed by financial institutions.
They provide clients with a diversified investment strategy tailored to their financial objectives.
IMAs typically pool funds from several investors but are often customised to reflect individual preferences.
Separately Managed Accounts (SMAs) are investment accounts where a professional portfolio manager invests directly on behalf of the account holder.
Each account holds individual securities, providing greater transparency, flexibility, and control over investments compared to pooled vehicles.
Types of IMAs include:
Types of SMAs include:
There are three main features of IMAs and SMAs:
There are three main risks of investing in IMAs and SMAs:
When comparing IMAs and SMAs, investors should consider:
Investors can access IMAs and SMAs through:
IMAs typically have lower minimums, while SMAs often require $100,000 or more.
Yes. Both are subject to regulations, but differ in how they are managed.
In both cases, fees can be flat, tiered, or performance-based, depending on the manager.
Yes. Both offer high levels of customisation, especially SMAs.
SMAs provide tax benefits through their direct ownership of securities, enabling better tax-loss harvesting.
SMAs offer more transparency than IMAs since investors own the individual securities directly.
IMAs typically allow easier access to investors’ cash, whereas SMAs may have restrictions on withdrawals.
While not mandatory, consulting a financial advisor is advisable for tailored investment strategies like IMAs and SMAs.
IMAs and SMAs offer unique advantages since they are both personalised investment strategies with professional management.
Understanding their differences, types, features, associated risks, and methods of comparison can help investors make informed decisions.
These vehicles provide varying degrees of customisation, transparency, and management costs, making it essential for investors to align their choice with their individual investment goals and needs.
Our investment platform is a contemporary administration solution built to help you create portfolios that lead your business into the future.
These portfolios feature "Tactical Asset Allocation", meaning the amount of Cash, Bonds and Shares in each portfolio is adjusted by Nucleus Wealth to take advantage of global economic themes.
These portfolios hold only Australian or International shares respectively, and do not feature Tactical Asset Allocation, meaning they are always fully invested and are not ‘de-risked’ at any time.
The objective of the portfolio is to grow the value of an investment through a combination of capital growth and income via dividends by taking into consideration a company’s environmental, governance and social impacts.
The objective of the Portfolio is to outperform the UBS Bank Bill Index (0+yr) Maturity (SBCBB) over a three year period.
This is a “done-for-you” solution that provides an actively-managed investment account service to investors wanting capital growth over a minimum time frame of 5 years.
Invest alongside Market Matters and benefit from our high-performing, active approach.
The objective of the Portfolio is to grow the value of your investment through a combination of capital growth and income via dividends by investing in a diversified portfolio of Australian shares.
Aims to achieve capital growth over the medium to long-term and to provide income through the receipt of franked dividends.
The Mawson Market Neutral Managed Portfolio aims to out-perform the MSCI AC World Net Index over a 3 year period before fees. (For Wholesale Investors Only)
The Portfolio aims to outperform the S&P/ASX 300 index excluding the 20 largest companies.
The Account's objective is to deliver returns ahead of the S&P/ASX 300.
Passively managed investment solutions for those who are happy to receive indexed returns whilst paying lower fees.
The Burrell 20 aims to achieve capital growth over the long term with correlation to the S&P/ASX20 Accumulation Index also providing income through the receipt of franked dividends.
The portfolio aims to outperform the RBA cash rate plus 4%, over five years, after fees.