Mortgage Funds play a significant role in the financial landscape by providing investors with an opportunity to earn attractive risk-adjusted returns through real estate-backed loans.
These funds typically pool capital from multiple investors to offer financing for mortgages, thus appealing to those looking for investment diversification.
Mortgage Funds are collective investment vehicles that invest in mortgages or mortgage-backed securities.
They can provide regular income streams to investors through interest payments on the loans they hold.
Investors can participate in these funds without the need to directly engage in real estate transactions, thereby lowering the barriers to entry.
There are several types of Mortgage Funds, including:
The three main features of Mortgage Funds are:
There are four main risks of investing in Mortgage Funds:
When comparing Mortgage Funds, investors should consider:
Investment in Mortgage Funds can generally be done through:
Mortgage Fund returns can vary significantly based on fund management, type, and market conditions, with annual yields generally ranging from 5% to 10%.
Liquidity varies. Publicly traded REITs offer higher liquidity compared to private funds.
Yes, due to inherent risks such as borrower defaults or market downturns.
Minimum investments can range from a few hundred to several thousand dollars, depending on the Mortgage Fund type.
Distributions from Mortgage Funds are typically made through interest payments and may be paid monthly, quarterly, or annually, depending on the specific fund’s structure.
Yes. Mortgage Funds are subject to regulatory oversight, but the extent varies by jurisdiction and the fund's structure (e.g. whether it's a private fund or a publicly traded REIT).
Mortgage Funds pool capital to lend directly to borrowers or purchase mortgages, while mortgage-backed securities are financial instruments backed by a pool of existing mortgages that are sold to investors.
Mortgage Funds may have varying degrees of liquidity.
Some may allow for redemptions at specific intervals, while others may restrict withdrawals for a fixed period.
Mortgage Funds present a compelling investment option for investors seeking exposure to real estate markets while earning income through mortgage-backed assets.
Understanding the types, features, risks, and methods of investing in these funds is crucial for making informed investment decisions.
By carefully comparing the options and weighing the potential returns against the risks, investors can effectively navigate the Mortgage Fund landscape to achieve their financial goals.
Tailor your investment to your individual risk profile, with a range of interest returns and security types.
The Fund aims to provide investors with an attractive rate of return and regular, risk-adjusted income by investing in a specifically curated portfolio of credit-vetted, mortgage-secured loans. (For Wholesale Investors Only)
The Fund invests in mortgages with typical loan amounts between $3M to $15M secured via a mortgage over real property located within metropolitan Sydney, Brisbane or Melbourne (For Wholesale Investors Only).
The Fund is an open-ended pooled mortgage trust in which Investor money is combined to make a pool of loans which are secured by first mortgages over real property. (For Wholesale Investors Only)
RMBL investment solutions provide you with opportunities to invest in a range of registered first mortgage loans in real property in Australia.
The Fund offers investors access to BCUC’s investment strategy and a diverse portfolio of loans secured by 1st and/or 2nd mortgages against premium Australian real estate. (For Wholesale Investors Only)
To provide investors with regular income and capital stability, through a selection of investments into mortgage backed loans with a short duration. (Wholesale Investors Only)
An open-ended fund targeting a minimum net investor return of the RBA Cash Rate plus 4.0% p.a. (For Wholesale Investors Only)
HoldenCAPITAL Partners provides sophisticated investors with the opportunity to invest in standalone, development related, secured mortgage investments. (For Wholesale Investors Only)
The Trust invests in domestic commercial and residential Mortgage Backed Securities (For Wholesale Investors Only)
The Fund aims to generate competitive returns for Unitholders by investing in a carefully curated portfolio of secured commercial loans.
OTG Capital pools investor funds into a portfolio of commercial loans providing monthly income that is secured against first & second mortgage collateral over properties in Austalia's popular East Coast city locations (wholesale investors only)
Fuelling smarter investments through non-bank capital solutions. (For Wholesale Investors Only)
A diversified, open-ended first mortgage fund with superior risk adjusted fixed income returns backed by real estate assets (For Wholesale Investors Only).
The Fund offers investments which provide interest to investors seeking better performance in a secured and transparent environment.
