BC Invest Credit Fund Series #1
Enables sophisticated investors access to an attractive fixed income return, which is largely backed by residential first mortgages. (For Wholesale Investors Only)
BC Invest Credit Fund Series #1 (the Fund) aims to provide capital stability and an attractive return paid monthly generated from a diverse portfolio of Australian mortgage-backed securities. These securities provide investors access to several pools of first mortgage loan receivables, secured by Australian residential and commercial real property.
Opportunity
- The BC Invest Credit Fund Series #1 (’the Fund’) aims to provide investors access to attractive income returns backed by high-quality mortgages.
- Target income returns, which are higher yielding, reliable and liquid.
- The Fund invests in first mortgages written by BC Securities, one of Australia’s leading non banks and subject to strict lending criteria and risk pricing.
- The Fund accesses the same pool of mortgages that were the exclusive reserve of institutional investors.
- Investors will invest in Bonds with terms of 1 / 3 / 6 / 12 / 24 / 36 months and attractive return rates.
Providing sophisticated investors monthly income distributions by investing in asset backed securities. We offer the following fixed rates.
“Positive returns in varying market environments”
Benefits of BC Invest Credit Fund Series #1 Offering:
- Attractive stable monthly cash returns
- A range of investment minimum holding periods
- Diversification
- Investing alongside major financial institutions
- Low capital volatility
- Experienced Manager
- Manager track record over 6 years
BC Funds are Audited and Compliant
Alternative investments are a supplemental strategy to traditional long only positions in stocks, bonds and cash.
There are typically two (2) forms of alternative investments:
- Private Assets such as private credit, private real estate, private equity and infrastructure investments, these assets are less frequently traded than public stocks and bonds and should give investors additional access to enhanced returns and are less discerptible to mark-to-market pricing; and
- Hedge Funds operate mainly in public markets such as short selling and leverage Alternative investments provide an opportunity for portfolio diversification reducing overall risk exposure across investments, so its capital volatility is low. Many Alternative assets also provide a hedge against inflation.
- BC Investment Group specializes in domestic mortgages to Australian resident borrowers, for
properties in Australia and in non-resident mortgages, predominantly to Chinese borrowers, for properties in Australia and the UK. - BC Investment Group’s shareholder register includes institutional shareholders Far East Consortium (HKSE: 0035), Metrics Credit Partners, PAG, and key management personnel.
- BC Investment Group is based in Hong Kong (corporate headquarters) with offices in Melbourne, Sydney, Beijing, Shanghai, Guangzhou, Ho Chi Minh City, Manila, Kuala Lumpur, Singapore and London.
- BC Investment Group’s lending programs are supported by multiple warehouse facilities from global international banks, as well as third party institutional senior and junior funders.
- Experienced management team with a background in real estate, credit underwriting, origination, and debt and capital markets.
- BC Investment Group includes full ownership of Mortgageport Management Pty Ltd (Mortgageport), an Australian credit provider and mortgage manager with 25 years experience.
- Broader BC Investment Group includes diversified financial services, including mortgage lending and investments.
BC Invest Funds Management
- A wholly owned subsidiary of BC Investment Group with A$5.3 billion of AUM
- Experienced investment team specialising in private credit, and investing in RMBS with a long-term track record of generating positive returns
- Access to the quality first mortgage assets that were previously the exclusive reserve to institutional investors
- Manager has over 6 years track record generating consistent returns year-on-year in varying market environment
- Manager is backed by institutional investors such as FEC, PAG and Metrics
- Transparency in investment strategies, fees & charges
David has over 25 years’ of experience as a property professional having worked in a variety of asset management, finance, development and management roles. He is the Founder and Managing Director of BC Group and a director of all BC Investment Group companies.
David sits on a number of boards including as Director of BC Capital, a non-executive director of a major South Australian hotel and real estate development company, a health services business and a charitable foundation.
Henri is responsible for development of BC Investment Group’s asset management and financial services business and is involved in BC Investment Group’s international expansion activities. He has vast experience with cross border investments, having worked for several investment banks specializing in, cross border merger and acquisition transactions.
Nick is an experienced property professional, with a background in planning and development in the Melbourne market. He is responsible for project assessment and works closely with the Australian credit assessment team and project committee. Nick is closely involved in the BC Investment Group’s financing activities, including existing and planned product development for the Australian business.
Karl has more than 17 years of industry experience and prior to joining BC, he was a Treasurer at Columbus Capital with responsibility for group funding, structuring, risk management, investor and stakeholder management and portfolio performance. He has completed portfolio acquisitions in excess of $2.7Bn and established a several billion dollar funding platform covering both warehouse and term funding. Karl’s expertise also extends to loan servicing platform systems design and integration acquired from implementing two major projects covering (> $7.0Bn of assets).
Meng is responsible for BC Investment Group’s China operations and holds a Masters degree in financial management. She has over 12 years of private equity and merger & acquisition experience and has worked in Hong Kong and across mainland China with top securities houses and completed a number of large IPO’s and merger and acquisitions work in the healthcare, real estate, finance and TMT industries.
Michael has a career in Financial Services, Funds Management and is a Banking professional with over 40 years’ of commercial experience. His experience is across lending, compliance and relationship management (with multiple client sectors), and was gained with a number of ASX listed companies, banks (NAB, Suncorp, BankWest, HSBC), financial service groups, private fund managers and lenders. As a result, Michael has significant experience in the preparation, structuring and management of debt financing and lending facilities. Michael provides leadership and training for BCS's Credit Assessment Team and is responsible for final review and approval of BCS’s credit policy in addition to his responsibilities as a director of BC Capital. His credit management experience was gained across a diverse range of roles during his career which also includes the establishment of specialist loan book operations and holding a Designated Lending Authority of $5m with NAB. Michael holds a Graduate Diploma in Banking and Finance from Monash University in Melbourne.
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