Eastwood Securities Mortgage Fund

Consider a secure investment opportunity with Eastwood Securities Mortgage Fund. They offer consistent returns and monthly income through registered mortgages on Australian real estate.

Private Lending is a fast growing, $40.0bil Investor market.

You could earn targeted Income rate of 10.0% p.a. while choosing your investment term and property type.^

For capital protection, their loan-to-value ratios are capped at 70%.

Unlike pooled funds, you invest directly in your chosen mortgage, giving you more control.

Lower risk than other Investor opportunities.

^{^}  For all investments, target rates cannot be guaranteed and there is a possibility that Investors may lose some or all of their capital.

• Residential Housing, 
• Commercial Property, Retail Property, 
• Industrial Premises and
• Vacant Land in Urban, Regional and Rural areas.

• Investments secured by a registered first mortgage over Australian real estate
• Investors select their preferred investment option from a range of opportunities
• One year term with option to renew
• Targeted return 10.0% p.a.^{^}
• Target income rate is fixed for the Investment term
• No entry or exit fees paid by you^*
• Standalone Investment (we are not a pooled fund and each investment is unaffected by other investments made in the fund)

Eastwood Securities Mortgage Fund is a registered and regulated Managed Investment Scheme

• The scheme is registered with ASIC.
• Eastwood Securities has an external Trustee and Responsible Entity to provide guidance.
• The Fund Trust bank accounts are managed by Sandhurst Trustees as Custodian.
• The Fund is audited annually.
• The Fund operates with a formal Compliance Plan.

^{^} For all investments, target income rates cannot be guaranteed and there is a possibility Investors can lose some or all their capital.

^*A withdrawal fee may be payable on early withdrawal/redemption.

The mandate of the Fund is to provide a return by offering Members a stand-alone Conforming Mortgage Investment governed by prudent lending policies and backed by sound underlying securities.

Eastwood Securities’ strategy is to maximise regular income yields from registered mortgage securities while offering investments that minimise risk and offer a degree of capital security. Investment monies are only invested into Loans made in respect of real property situated in Australia and which do not exceed 70% of the value of the security property, at the time of investment, so as to provide for a relatively secure investment.

Importantly, no Loans are made that are reliant on future or “as if complete” values of security property.

The Fund does not provide finance to related parties.

The rate of income return on your Investment paid to you as a Member in relation to a Conforming Mortgage Investment may vary to reflect the risk of return. The amount of income earned may be determined by such things as the term of the Loan, location and nature of the security property, the possibility of early repayment and the background of the Borrower.

As described in Section 1.4 of the PDS dated 21 October 2022, this style of investment requires some involvement from the Member in assessing their investment options.

• High rates of return targeted at 10.0% per annum.^
• The investor retains control and chooses which mortgage to invest in.
• The investor agrees the term of the mortgage.
• Investment is secured by a registered mortgage with a conservative Loan to Value ratio (LVR) typically limited to 70% of valuation.
• Disciplined lending criteria reduce the risk of capital losses.
• No loans are made in relation to construction or development projects where a future value of the security is relied on.
• As an investor, your contribution is not pooled and specific investment mortgage securities are held in the name of the investor.
• To ensure complete and ongoing independence each of the Investment Manager and Responsible Entity is not a related party to any of the Borrowers.
• Income is established for the term of the investment at a fixed income rate as highlighted in the Supplementary Product Disclosure Statement (SPDS).
• No entry/exit fees or commissions are payable by the Investor (Early exit fees may be applicable, refer to section 13 of the Product Disclosure Statement (PDS) dated 21 October 2022 for additional information).
• Subject to their own constitutions and investment criteria Superannuation funds are able to invest in the Fund.

^{^}  For all Investments, target Income rates cannot be guaranteed and there is a possibility Investors may lose some or all of  their capital.