Income Asset Management - Investing in Syndicated Loans
IAM provides wholesale clients with alternative debt investment options, allowing investors to gain exposure to a broad range of issuers and industries.
Investment Highlights
This investment opportunity provides private investors with direct access to the institutional market for senior secured syndicated loans.
Traditionally the domain of major banks, these loans offer higher risk-adjusted returns, with target yields of 9% to 14% per annum. Capital stability is a key feature, as the loans are senior secured, giving investors a first-ranking claim on substantial corporate assets.
The service leverages the extensive due diligence of syndicate banks and adds a further layer of independent in-house credit analysis. Through a unique bare trustee structure, investors hold direct legal and beneficial interest in specific loans, avoiding pooled fund risk while ensuring asset protection.
Gain direct access to large, senior secured bank syndicated loans - traditionally the domain of major banks and institutions. These loans are extended to corporates with substantial assets and reliable cash flows, offering a unique blend of quality and yield. Syndicated loans offer attractive yields, predictable cash flows and additional protections for investors.
Why Invest in Syndicated Loans
Syndicated term loans have traditionally been out of reach for private investors and fund managers. IAM opens the door to accessing these senior secured syndicated term loans - underwritten and structured by banks and global institutions - offering the same risk/return exposure typically reserved for institutional investors.
- Higher Risk-Adjusted Returns: IAM loan allocations typically yield 9%–14% p.a., significantly above traditional investment-grade bonds.
- Capital Stability: Loans are typically senior secured, giving you a first-ranking claim on assets in the event of default.
- Diversification: Add depth to portfolios across sector, borrower, and structure.
- Institutional Oversight: Benefit from the same due diligence and post-issue monitoring conducted by syndicate banks.
- Independent Research Layer: Every loan is reviewed by IAM’s internal research and credit team before it’s offered to investors, ensuring an additional layer of scrutiny.
- Ongoing Insights: Receive regular market updates and credit commentary from our investment and research team to stay informed throughout the lifecycle of the loan.
Recent Loan Opportunities
- One Rail Australia $175m
- Thiess $600m
- Foxtel $1.8bn
- La Trobe Financial $400m
- Team Global Express $35m
- Direct Ownership Structure: No pooled fund risk. You own the asset.
- Unique Trustee Model via TAL: All loans are held under Trustees Australia Limited (TAL) – our licensed bare trustee structure. This means:
- You invest via a single counterparty
- Legal and beneficial interest in each specific loan is protected
- Best-Effort Liquidity: Through our internal credit trading desk, IAM can often facilitate liquidity if you need to exit your position, subject to market conditions. This adds a key flexibility layer not typically seen in institutional loan markets.
- Rigorous Credit Process: IAM leverages institutional syndicate bank due diligence and supplements it with our in-house credit committee review.
- Capital Structure Flexibility: Access loan opportunities that match your risk-return appetite—from senior secured to mezzanine capital.
- Sector Breadth: Our extensive network provides opportunities across sectors such as Media and Telecommunications, Mining and Natural Resources, Transport Infrastructure, and Warehouse and Industrial Structures.
- Deal Notifications: Receive advance notifications for upcoming loan investment opportunities.
- Onboarding and Custody: Onboard once through IAM/TAL. Custody handled via Perpetual Corporate Trust (PCT), with monthly reporting.
- Liquidity and Reporting: Best-effort secondary trading support through IAM’s desk. Detailed reporting on interest, maturities, and valuations.
© 2025 IAM Group | Income Asset Management Group Limited ACN 010 653 862 (ASX: IAM) and wholly owned subsidiaries, IAM Capital Markets Ltd ACN 111 273 048 AFSL 283119, IAM Cash Markets Pty Ltd ACN 164 806 357 as corporate authorised representative (no. 001295506) of AFSL 283119, Trustees Australia Limited ACN 010 579 058 AFSL 260038 and IAM Funds Pty Ltd ACN 643 600 088 as corporate authorised representative (no. 001296921) of AFSL 260038, together the IAM Group.
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Income Asset Management Group (ASX:IAM) is a full-service investment house with more than 20 years’ experience delivering income solutions. We empower Australian investors to navigate fixed income markets with confidence through our deep expertise, institutional grade opportunities and unwavering transparency.
IAM provides access to wholesale markets across bonds and loans, including asset backed securities, residential mortgage-backed securities and managed discretionary accounts. Our investment offerings all strive for a sensible, risk-adjusted return, to smooth out market fluctuations in the most cost-effective way.
Our Values
I AM
We are genuinely excited about our work and what we are building at IAM. We take ownership and approach our work with a growth mindset, for ourselves and for IAM.
I TRUST
We do the right thing by our people, clients, shareholders and business partners by acting ethically, with integrity, transparency, and by delivering on our promises.
I CARE
We support and respect each other through flexible, collaborative, and accountable work practices. We put our clients first by upholding the highest standards of compliance, care, and proactive service.
I ASPIRE
We think boldly and act with ambition, embracing innovation, calculated risk-taking, and sustainable growth while staying true to our responsibilities and purpose.
Jon has more than 30 years’ experience in Australian and international fixed income and cash management. He held senior positions with UBS and FIIG securities before joining Income Asset Management as CEO in March 2020. Jon also holds multiple directorships and board positions.
James is a fixed interest product specialist with extensive experience in financial markets. He is currently Executive Director and Co-Head of Income Asset Management (IAM) – Capital Markets Division.
Prior to joining IAM, James was a founding member of MINT Partners Australia, a division of global broker BGC Partners; establishing the division in 2015 and growing AUM to over $1 billion in fixed income assets under management in 2020. James began his career in fixed income markets at FlIG Securities, advancing to Head of Middle-Market & Institutional client coverage.
Kyle brings a wealth of fixed income and financial markets experience. He is currently Executive Director and Co-Head of Income Asset Management.
Prior to joining IAM, Kyle held sales and execution roles at FIIG Securities, National Australia Bank and BGC Fixed Income Solutions. Kyle began his financial markets career at Macquarie Bank.
Kyle holds a Bachelor of Economics from Macquarie University and a Diploma of Financial Markets (Debt and Equity) from the Australian Financial Markets Association.
Jenna has extensive experience and knowledge of the financial markets in Australia, having spent time in a number of institutions.
Jenna joined the team at IAM after working at UBS, FIIG Securities, and Deutsche Bank across Equities, Credit, and FX. At UBS, Jenna worked on the equities desk in Sydney, which ranked #1 as the top Australian cash equities sales desk at the time. At Deutsche Bank, Jenna worked in foreign exchange sales, which gave her experience on trading floors in London, New York, Singapore and Hong Kong.
Jenna currently sits on the Finance sub-committee of the Good Sams Foundation.
Matthew’s current responsibilities include providing credit commentary/views on the bond market and specific credit issuers with the aim of aiding investors to make better risk-return decisions. He is also part of a team of four within the Debt Capital Markets (DCM) team, which provides corporates, financials, property, and infrastructure companies with flexible funding solutions.
Prior to joining Income Asset Management, Matthew spent eight years working as a Senior Credit Portfolio Manager at Aberdeen Standard, where he was responsible for the credit portfolio construction and security selection across a wide range of investment-grade/high-yield, financial and non-financial sectors. Reporting directly to the Head of Australian Fixed Income, he oversaw a team of four and was the team’s ESG specialist.
Matthew has executed 1, 3, and 5-year credit-strategies that have been consistently above benchmark.
Matthew began his career at KPMG working in Auditing and Assurance within the consumer and industrials group and then spent six years at Colonial First State Global Asset Management as a Fixed Income Credit Analyst.
IAM provides comprehensive guides, insightful articles, and expert-led webinars for both investors and professionals seeking to deepen their understanding of fixed income investments. Our resources cover a wide range of topics, from fundamental bond concepts to advanced strategies, equipping you with the tools and knowledge required to make informed decisions and navigate the dynamic fixed income market with confidence. Click here to learn more.
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This offer of securities is available to sophisticated investors only. This product listing was vetted by and approved by the issuer identified above before publishing. Investment Markets (Aust) Pty Ltd AFSL 527875 (IM) is not the issuer of the securities.
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