This CFMG First Mortgage & Income Fund product provides our investors with a regular income stream, as the fund will distribute returns on a quarterly basis.
An open-ended fund targeting a minimum net investor return of the RBA Cash Rate plus 4.0% p.a. (For Wholesale Investors Only)
The Fund offers investors the opportunity to invest directly in a range of Registered First Mortgages over predominately residential but also limited non-residential property.
HoldenCAPITAL Partners provides sophisticated investors with the opportunity to invest in standalone, development related, secured mortgage investments. (For Wholesale Investors Only)
The Trust invests in domestic commercial and residential Mortgage Backed Securities (For Wholesale Investors Only)
OTG Capital pools investor funds into a portfolio of commercial loans providing monthly income that is secured against first & second mortgage collateral over properties in Austalia's popular East Coast city locations (wholesale investors only)
Earn up to 11% p.a. through an exposure to Australian first mortgage loans (wholesale investors only)
The Fund will aim to provide income returns of at least the target return of BBSW plus 4%.
The 360 Capital Mortgage REIT (ASX:TCF) provides investors access to credit opportunities secured by Australian real estate assets. TCF aims to deliver regular monthly income to investors through disciplined asset selection and risk analysis.
Earn from 9-11% p.a., monthly income secured by Australian real estate (For Wholesale Investors Only)
The Qualitas Real Estate Income Fund seeks to provide monthly income and capital preservation by investing in a portfolio of investments that offers exposure to real estate loans secured by first and second mortgages, located in Australia.
Private credit funding for family farms & agriculture across Australia.
A debt fund that offers investors a 9.0% p.a. target return with unique investor protection features. (For Wholesale Investors Only)
Investors gain immediate exposure to an established and diversified portfolio of high-quality CRED exposures, and the monthly income distributions these generate.
Diversify your portfolio with private credit backed by Australian real estate and generate a regular income stream.
Mortgage Funds play a significant role in the financial landscape by providing investors with an opportunity to earn attractive risk-adjusted returns through real estate-backed loans.
These funds typically pool capital from multiple investors to offer financing for mortgages, thus appealing to those looking for investment diversification.
Mortgage Funds are collective investment vehicles that invest in mortgages or mortgage-backed securities.
They can provide regular income streams to investors through interest payments on the loans they hold.
Investors can participate in these funds without the need to directly engage in real estate transactions, thereby lowering the barriers to entry.
There are several types of Mortgage Funds, including:
The three main features of Mortgage Funds are:
There are four main risks of investing in Mortgage Funds:
When comparing Mortgage Funds, investors should consider:
Investment in Mortgage Funds can generally be done through:
Mortgage Fund returns can vary significantly based on fund management, type, and market conditions, with annual yields generally ranging from 5% to 10%.
Liquidity varies. Publicly traded REITs offer higher liquidity compared to private funds.
Yes, due to inherent risks such as borrower defaults or market downturns.
Minimum investments can range from a few hundred to several thousand dollars, depending on the Mortgage Fund type.
Distributions from Mortgage Funds are typically made through interest payments and may be paid monthly, quarterly, or annually, depending on the specific fund’s structure.
Yes. Mortgage Funds are subject to regulatory oversight, but the extent varies by jurisdiction and the fund's structure (e.g. whether it's a private fund or a publicly traded REIT).
Mortgage Funds pool capital to lend directly to borrowers or purchase mortgages, while mortgage-backed securities are financial instruments backed by a pool of existing mortgages that are sold to investors.
Mortgage Funds may have varying degrees of liquidity.
Some may allow for redemptions at specific intervals, while others may restrict withdrawals for a fixed period.
Mortgage Funds present a compelling investment option for investors seeking exposure to real estate markets while earning income through mortgage-backed assets.
Understanding the types, features, risks, and methods of investing in these funds is crucial for making informed investment decisions.
By carefully comparing the options and weighing the potential returns against the risks, investors can effectively navigate the Mortgage Fund landscape to achieve their financial goals.
