Most people’s experience of artificial intelligence has been the chatbot: ask a question, get an answer. That use is still growing. What is changing—and what matters for Contrarius’ Funds—is the next layer of demand.
Most people’s experience of artificial intelligence has been the chatbot: ask a question, get an answer. That use is still growing. What is changing—and what matters for Contrarius’ Funds—is the next layer of demand.
Australian consumers are feeling mighty gloomy right now. It’s easy to understand why. The war in Iran, the sharp rise in fuel prices and the proposed removal of the capital gains tax discount has Australian households unusually worried about the future.
If you’re like most investors, you’re probably overwhelmed by the constant availability of real-time data, macro narratives, and algorithmically amplified sentiment. It’s a lot, and it’s coming at us twenty-four hours a day, seven days a week. Worse, our emotions drive us to react to all this noise by sabotaging our investment plans at exactly the wrong moments.
If you want the possibility of a bonus tax refund, or a discount on your tax, then don’t forget to check your franking credits. If that concept sounds vaguely familiar, it should be – it’s an integral part of being an Australian income investor, particularly if you are a retiree.
The 2026–27 Federal Budget was certainly a surprise to many. At its heart was philosophical change rather than the routine fiscal update the population has become used to.
The Albanese Government’s proposed overhaul of capital gains tax (CGT), alongside restrictions on negative gearing and new discretionary trust rules, represents the most significant tax shift in decades.
Investing wisdom tends to be hard-earned through experience, mistakes, and battle scars. But listening to the voices of current and past masters through time-tested quotes can help us sidestep some of the pain involved.
The rich just keep getting richer. In Australia, the top 10% now control over 58% of national wealth, while the top 1% own almost half of the nation’s wealth.
The idea of separating a portfolio into core and satellite exposures has moved from institutional asset allocation frameworks into the mainstream toolkit of retail investors. Its appeal lies in its apparent simplicity. A stable, low-cost core provides broad, diversified market exposure, while smaller satellite allocations pursue incremental returns.
We’ve all been there. Standing in the supermarket aisle, trying to make sense of the vast number of products available to us in every single category. Does a cheaper toothpaste mean it’s less effective? We think through the benefits of saving money by buying products on sale versus a vast number of other micro-decisions that collectively drive our final choice.
There’s a persistent misconception among investors that portfolio construction is a set-and-forget exercise. But much like physical health, financial fitness depends on consistent, disciplined work. This is because portfolios drift, risks evolve, and market conditions change.
You’ve decided to join more than 1.2 million Australians in managing your own self-managed superannuation fund (SMSF), but where do you start to build your portfolio? Just as with any investment portfolio, you can make it as simple or as complicated as you like, but it needs to align with your investment strategy.
In recent years, shorting has migrated from the realms of professional hedge fund management into reach of individual investors en masse. That’s not necessarily a good thing.