Expert Perspectives Articles

For decades, the 60/40 portfolio—60% equities and 40% bonds—was the cornerstone of traditional asset allocation strategies. However, recent years have exposed the vulnerabilities of this approach. Private credit has emerged as a compelling solution

Investing in high yield property funds can be an attractive proposition, with promises of high returns frequently exceeding 14% per annum. Prior to make an investment, investors should ensure: they are aware of all the risks and they are being adequately compensated for the risks involved.

Over the past few years, the inflation outlook has been the key investor debate. Will it slow? If so, will it reach central banks’ target rates of around 2%? And if not, how much interest rate pain must households, businesses and governments swallow?

The end of the SME Loans Guarantee Scheme presents a large number of opportunities for private credit funds refinancing borrowers from banks.

Among the attractions of an investment in an unlisted private credit fund is avoiding the volatility associated with the public markets. There is a downside to not marking-to-market, as it risks a fund holding assets at a Book Value well in excess of Fair Value.

The current economic environment remains uncertain. Has enough (or too much) been done by the RBA to curb inflation? How long will it take to find out? Will the unemploy- ment rate rises before inflation is controlled? Could global events swamp the best inten- tions of Australia’s central bank once again? And, are there opportunities for investors in the property sector right now?

Wholesale private credit products offer investors access to unique and attractive investment opportunities not usually available to the retail investor market. Because wholesale products don’t provide investors with the same consumer protection as retail funds, it’s important to review the offer document in full and seek advice if required.

Concern about increasing inflation has led to a surge in the prices of fine and rare wines as investors flock to this inflation hedge.