Investor Education Articles

A secure and stress-free retirement isn’t just the result of how much you save—it’s about how well you invest and manage those savings when the time comes. If you’re approaching retirement, having a well-planned strategy for your SMSF is crucial.

Most investors dream of achieving financial independence. The prospect of controlling your own time, being free to live life on your terms, and reclaiming money’s control over your life are powerful incentives.

Have you recently inherited wealth—or expect to? If so, you’re probably wondering: what’s the smartest way to use this money? An inheritance can be a game-changer for your financial future. It has the potential to create long-term security, grow your wealth, and even provide for future generations. But without a clear strategy, it can disappear faster than expected. Studies show that 70% of intergenerational wealth transfers fail—not because of bad luck, but because of rushed decisions, emotional spending, and poor planning.

Do you want a simple financial wellness win that’s likely to dramatically improve your quality of life?

The financial landscape is changing at an unprecedented pace, making it more critical than ever for Australian investors to have a solid investment plan. Over the past year, major forces such as AI-driven tech optimism and geopolitical uncertainty have reshaped global markets.

If you’ve read many classic investment books, you’ve probably come across Reminiscences of a Stock Operator by Edwin Lefèvre, which brings to life Jesse Livermore’s fascinating journey as a stock investor and trader. Whilst Jesse Livermore is famous for losing his money just as fast as he made it, many people regard him as one of the greatest traders and investors ever to have lived.

Financial planning isn’t just about growing wealth—it’s about being prepared for life’s unexpected turns. From marriage and divorce to receiving an inheritance, major life events can catch people off guard. Even planned milestones—such as buying a home, raising children, or retiring—can create financial strain without proper preparation.

An important question for you … how are you and money getting along at the moment? It’s an important question because money is a core part of success, and is hard for most of us to disconnect from success as a concept. Moreover, when you’re getting on well with money, you’re fuelling the lifeblood of your dreams, and you’re more likely to realise your financial and non-financial goals. But when you and money aren’t getting on, the opposite is true. A bad money relationship can feel like a failure cycle with no end date in sight. Regardless of the current state of your relationship with money, there’s no time like the present to improve it…

Estate planning is often seen as a thorny issue many delay until it is too late. The perceived lack of urgency in making a will, along with the complexities of distributing assets, leads many to put it off. Yet, with $4.9 trillion set to be passed down in Australia over the next decade, a clear estate plan has never been more important for securing financial stability and building generational wealth.

It’s easy to get caught up in the day-to-day details of investing, which means it’s also easy to lose sight of the bigger picture trends which are likely to continue driving investment returns. With long-term outperformance in mind, here are three investment trends worth befriending for the coming decade…

Are you a lazy investor? Or do you watch your portfolio each day like a hawk with a view to trading whenever necessary?

Australia is about to experience a major shift in wealth. According to a report by JB Were, by 2034, an estimated $4.9 trillion will be passed down from baby boomers and their parents to the younger generations. Inheritances are expected to have reached $150 billion in 2024, more than double the amount in 2002. With over 20% of Australians projected to be aged 65 or older by 2030, planning for this intergenerational wealth transfer has never been more important.