Rising interest rates, falling house prices and persistent inflation may have left many Australians feeling pessimistic about the Australian economy, but not AMP Deputy Chief Economist Diana Mousina.
Most people’s experience of artificial intelligence has been the chatbot: ask a question, get an answer. That use is still growing. What is changing—and what matters for Contrarius’ Funds—is the next layer of demand.
Most people’s experience of artificial intelligence has been the chatbot: ask a question, get an answer. That use is still growing. What is changing—and what matters for Contrarius’ Funds—is the next layer of demand.
With a rate cutting cycle underway, it can be tempting to search for higher yielding investments. However, it’s important to also consider risk in a volatile and uncertain environment.
We’re well and truly into an interest rate cutting cycle in Australia.
Superannuation comes with its fair share of limits and thresholds designed to keep tax benefits in check. One of the big ones is the transfer balance cap. From 1st July, it has increased from $1.9 million to $2 million, raising the amount you can move into the tax-free pension phase of your super.
Most investors think of fixed income investing as being a lower risk asset class. Yet surprisingly, three major fixed income managed funds have recently collapsed.
It’s been a stark reminder that even at ‘safe’ end of the investment risk spectrum, vigilance, transparency, and governance should be regarded as non-negotiable.
The core-satellite approach is a portfolio construction strategy which is gaining renewed attention amongst some investors. And for good reason.
Blending stability with flexibility, this strategy offers a structured yet dynamic way to optimise returns while effectively managing risk.
One of the biggest myths in retirement planning is that you need $1 million to live comfortably. It’s an easy target to remember, but for many Australians, it feels well out of reach.
The truth is, there’s no one-size-fits-all magic number for retirement. How much you actually need depends entirely on the lifestyle you want and what comfort means to you.
Fixed income investing has long been seen as the sober counterpart to the wilder ride typical of equity investing. Investors generally invest in fixed income with the expectation of reliable income returns and capital preservation.
The global equity market landscape is starting to feel a bit surreal. Key valuation metrics are flashing red, geopolitical stress is escalating, Wall Street professionals are heading for the exits, and the macroeconomic signals are anything but straightforward. Yet, global stock indices are flirting with all-time highs while retail investors appear unfazed by the mounting risks.
Small cap stocks have long been the hunting ground of discerning investors seeking outperformance through the market inefficiencies that exist in this less-followed corner of the market.
Mortgage funds have surged in popularity in recent years due to the attractive yields on offer which are backed by tangible property assets. However, as the sector matures and becomes more crowded, it’s more important than ever that investors understand not all funds are created equal. The vast spectrum of mortgage fund disclosure is also important to understand, since much of it is below the minimum level required by prudent investors.
As the financial year draws to a close, it’s the ideal time to get your tax planning in order if you haven’t already.
The good news is it’s not too late. A few smart moves now can still lower your tax bill and free up some extra savings.
Here’s are five tax-saving steps to take before the month wraps up…