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How to make More Money in Bond Funds with a Superior Understanding of Duration

In the world of bond investing, few concepts are as powerful, or as misunderstood, as duration. Often simplified as a measure of interest rate sensitivity, duration can be used as a powerful tool to help investors make more informed and profitable decisions when investing in bond funds. Moreover, understanding duration at a deeper level can significantly enhance investors’ returns and reduce their risk by optimising timing, improving fund selection, and navigating changing interest rate environments more effectively…

11 June 2025
 · 7 MIN READ

Why Salary Sacrifice into Super Still Stacks Up

Salary sacrificing into super has long been one of the most effective ways to manage taxes while building long-term wealth. Even with new rules on the horizon—like the proposed tax on super balances above $3 million cap—the fundamental attractions of this strategy remain unchanged. In a high-tax environment, it’s worth taking a fresh look at how this tax-efficient strategy fits into your broader financial plan.

5 June 2025
 · 5 MIN READ

The Case for Global Diversification in a Fractured World

How fast markets change. After more than a decade of U.S. equity market dominance, the MSCI EAFE index, which tracks developed markets across Europe, Australasia, and the Far East, has outperformed the S&P 500 by 15% year-to-date (as of May 1st). In a world increasingly redefined by geopolitical tensions, inflation risks, and de-globalisation, investors are rightly asking: does this dramatic trend reversal signal a longer term turning point for the relative performance of U.S. versus global markets?

2 June 2025
 · 5 MIN READ

The end of an epoch. Warren Buffett retires

Australian investors, engrossed in the 2025 Federal Election, may have missed a seismic shift in the global financial landscape: Warren Buffett, the legendary investor and CEO of Berkshire Hathaway, announced his retirement at the age of 94. On Saturday, during the company’s annual shareholder meeting in Omaha, Nebraska, Buffett revealed he would step down as CEO and chairman by the end of the year, handing the reins to Vice Chairman Greg Abel.

30 May 2025
 · 9 MIN READ

End of Financial Year Tips for Investors: What You Need to Know

As the 2024–25 financial year winds down, June offers a valuable opportunity for Australian investors to review their financial affairs, wrap up their tax strategies, and position their portfolios for the financial year ahead. Because tax is assessed annually, the timing of when you receive income or realise capital gains can make a meaningful difference to your overall liability. Whether you’re holding shares, property, or managing an SMSF, now is the time to take stock and act on any outstanding issues. Here are the five main considerations as you prepare for the end of the financial year (EOFY)…

29 May 2025
 · 6 MIN READ

$3 Million Super Tax Cap: Why It's Time to Revisit Your Retirement Strategy

Australia’s retirement planning landscape is shifting. Labor’s proposal to introduce a 30% tax on super balances above $3 million has sparked significant concern and has forced many wealthy Australians to revisit what they once considered to be rock-solid, tax-efficient retirement plans. The Treasury estimates the changes will initially impact around 80,000 people.

22 May 2025
 · 6 MIN READ

Finding the Wood for the Trees Amidst the ETF Universe

They track well-known indexes. They have easy to understand themes. They’re straightforward to trade. Exchange-traded funds (ETFs) are here to stay as mainstream investment vehicles which make millions of investors’ lives easier. For most investors, choosing the right ETFs can be a pivotal step in building a successful investment portfolio. With the vast array of ETFs available, each tailored to different sectors, asset classes, and investment strategies, selecting the right ETFs requires careful consideration…

19 May 2025
 · 7 MIN READ

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